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£100k - £10m Loans
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Easy online application
We’ll Find the Right Bridging Loan for You
Your dedicated bridging loan broker will curate from 10+ bridging loans across the UK to find and personalise the ones that best fit your needs. Need competitive rates, extra features, or a long tenure? Just talk with us to get your dream loan.
How it works
Apply online
Fill out the basic info, takes less than 2 minutes. We then search through 10+ bridging loans in the UK to find options that are perfect for your finances and needs.
Unbiased Partnership
We help you choose the ideal loan with unbiased guidance, or even work with the lending partner to personalise it for even better terms.
Closing
Your dedicated bridging loan broker will stick with you from start to finish, helping you swiftly close the loan!
They were professional, responsive, and incredibly thorough, making what could have been a daunting process seamless and efficient. The personalized attention I received was truly impressive, and they ensured that the loan terms perfectly aligned with my needs.
24 January 2024
Huge thanks to Luke for his guidance and expertise throughout what could have been a really stressful process. Wouldn't hesitate to recommend- fantastic communication and a genuinely lovely person to deal with.
24 March 2025
Absolutely phenomenal! I was referred to Michael to help with my mortgage, and I couldn’t be more impressed with his professionalism and expertise.
01 June 2024
Had an excellent experience working with the firm. Michael has shown great care and dedication. Their communication was outstanding, and were always able to answer any queries that I had.
01 January 2025
The entire process was exceptionally smooth, and on both occasions, everything was sorted out in less than a week. His professionalism, efficiency, and dedication made the whole journey stress-free. I truly appreciate his support, and when I purchase my next property, I will definitely be reaching out to him again. Highly Recommended!
23 July 2024
Luke has been such a huge help to my wife and I over the last couple of months. With his clear explanations, patient approach, and strong work ethic, he’s really helped make a usually anxious process a very calm one for us. We could not recommend him highly enough. Thanks for all your efforts Luke!
23 May 2025
Types of Bridging Loans
Closed Bridging Loans
Closed bridging loans is where a clear exit strategy is in place, such as an agreed property sale. Their defined exit often makes them more appealing to lenders.
Open Bridging Loans
An open bridging loan offers flexibility where your exit plan isn’t firmly in place, e.g. a property to be sold but is not yet on the market. They provide space for borrowers who need time to finalise their next move or sale.
First Charge Bridging Loans
These loans have the first claim to your existing property over any other financing secured on the asset. You’ll usually get favourable terms with first charge loans, as the risk is on the lower side for lenders.
Second Charge Bridging Loans
Second charge bridging loans are secured against a property that already has a first charge in place. They can be a useful option for raising additional funds without refinancing your primary loan or disrupting existing arrangements.
Frequently Asked Questions
A bridging loan is a short-term loan that helps you access money quickly, often to buy a new property before selling your current home or to fund improvements. The loan is usually secured against a property, bridging the gap until longer-term finance or a sale is completed.
A bridging loan is a short-term, flexible loan designed to “bridge the gap” between your immediate need for funds and a later financial event to repay the loan. It can help you buy a new property before selling your existing one, fund renovations, or provide quick access to money while you arrange longer-term financing.
The lender usually secures the loan against property you own. You can often choose to pay interest monthly or let it build up and repay everything when your property sells or your new mortgage replaces the bridge.
Regulated bridging loans in the UK, typically used by borrowers buying a property to live in, typically have a term of up to 12 months.
Unregulated bridging loans are generally used for investment properties and can have longer
terms of up to 18 months.
Bridging loans can be used for a wide range of purposes, including light or heavy property refurbishment, funding business needs, purchasing at auction, or facilitating a move, whether you’re
upsizing or downsizing.
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